Reports of feeling stressed about money are on the rise. Given everything going on in the world, adding one more stressor can really take a toll on your mental health. We all know worrying solves nothing, so while it won’t fix everything, here are a few simple steps you can take to relieve some of …
Most people believe getting a raise, and earning more money, is a good thing that gets them closer to a comfortable retirement. But what if your raise triggers a desire to “upgrade” your life? New car, bigger house, new clothes – all innocent on the surface – but if new expenses equal or surpass your …
Today having a good credit score matters more than ever. It’s not about access to better credit cards with enhanced perks (though that’s true too). A poor score means you’ll pay more for your car, house, even renting and securing a job often requires a credit check. Good news: nobody starts out with a high …
Learn how to take charge of your finances with these simple tips about consolidate credit card debt, budget and saving. You are finally ready to take control of your finances but you aren’t quite sure where to start. The first steps to taking charge of your finances means lowering credit card debt, creating a budget …
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Though you may not be able to negotiate much in life, there are many ways that you can indeed reduce the amount of interest that is being charged to you as the consumer, for the balance on the credit card. Negotiating with the creditor, the credit card company, can be an effective way for the …
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Learn how to get a premium interest rate that you can live with. If you have a credit card debt in the thousands of dollars and that interest rate can get above 15%, that is going to mean that a large portion of your monthly payment is going to go toward the interest. If you …
Credit card debt can be a scary, scary place. Most consumers facing debt have racked up debt that they are unable to afford to repay and therefore are only able to make the minimum payments toward the credit card debt. Unfortunately, the majority of the minimum monthly payment paid to the credit card company is …
Discover the money eating culprits in your life and eliminate them before it’s too late. Ever felt as is your life is eating away your hard-earned salary? Ever dreamt of having some “spare” cash? Where does all the money go? The check comes in on the first of every month, and the numbers look great. …
One of the most effective tools that customers can use to become debt free is to learn to manage the money, create a budget and include a repayment plan that is adhered to every single month. For many customers, debt becomes out of hand because the spending is unbalanced in the budget, the expenses are …
For the single girl, there are many ways to save. Making smart savings and investments can ensure that secure and smart decisions are made for the future. Whether saving for a home, other assets or even retirement, savings are the key to a successful future. Creating smart savings techniques can ensure that the single girl …
