The first question most people ask about retiring early is, “Can I even do it?” Well, skip ahead and start asking, “How can I retire early?” because the answer is in the UK there is no age limit on when you can retire. And most people can access their pension pot starting at 55 years …
Reports of feeling stressed about money are on the rise. Given everything going on in the world, adding one more stressor can really take a toll on your mental health. We all know worrying solves nothing, so while it won’t fix everything, here are a few simple steps you can take to relieve some of …
Robo-advisors are investing platforms that offer automated financial planning using complex algorithms rather than a catered plan offered by a human. Most robo-advisors ask about your financial situation, what your goals are, and your risk tolerance. Then it uses this information to invest. The better advisor platforms have a mix of investment offerings. From a …
Top Things to Consider When Choosing a Robo-Advisor Read More »
Most people believe getting a raise, and earning more money, is a good thing that gets them closer to a comfortable retirement. But what if your raise triggers a desire to “upgrade” your life? New car, bigger house, new clothes – all innocent on the surface – but if new expenses equal or surpass your …
Home equity is the difference betwеen the market vаlue оf а house аnd the amount borrowed оr owed оn it. Most people thіnk оf equity аs thе difference bеtween thе mortgage аnd thе vаluе оf thе home, whіch іs accurately inaccurate. Equity iѕ determined by subtracting thе amounts оf аll debts оr obligations secured wіth …
For the single girl, there are many ways to save. Making smart savings and investments can ensure that secure and smart decisions are made for the future. Whether saving for a home, other assets or even retirement, savings are the key to a successful future. Creating smart savings techniques can ensure that the single girl …
Did you know that the majority of adults that have yet to establish an emergency fund will create the reasoning for the lack of emergency fund because a credit card with a high credit limit is available to them? For most people, the credit card seems like a safety net that can be used in …
Your Credit Card is NOT an Emergency Fund and Other Financial Lies You Tell Read More »
A lot of people choose a credit card over a debit card and this is because a debit card does not offer you something that is basically a loan that you can take out and repay over and over again. A debit to me is more convenient and easy to get but when it comes …
Balance transfers may seem like the answer to your credit card debt problems, but many customers don’t take the time to consider all of the details of the balance transfer, and are therefore unable to take full advantage of the balance transfer and the reduced interest that is available. First, it is important for the …
There are several ways to create a good budget. Creating the budget doesn’t have to take long with these simple tips. 1. Calculate all your “committed costs”. These are things that you must pay for in order to live, like your mortgage, loan repayments, utility bills such as electricity and most other monthly bills that …
