Manage Money

What’s on Your Credit Report?

Understanding what’s on your credit report is important to your financial health. Even though consumers have the right to obtain a free copy of their credit report three times a year, one from each of the three major credit bureaus, many consumers never do. Of course, they might be aware that lenders and credit card …

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Getting a Premium Interest Rate

Credit Card Tips Learn how to get a premium interest rate that you can live with. If you have a credit card debt in the thousands of dollars and that interest rate can get above 15%, that is going to mean that a large portion of your monthly payment is going to go toward the …

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Is Shopping Online Safe?

For most cases, online shopping is safe.  However there are times when, through no fault of your own, somebody either hacks into your system or obtains your credit card through other illegal means.Here is one case:  A woman used one credit card to purchase an item from a very familiar website.  The company had her …

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