Visa, MasterCard, аnd Discover are nоt thе big winners in thе credit card processing game. In fact, thе banks thаt issue credit аnd debit cards tо consumers make thе moѕt money оn credit card processing fees. The card brands’ fees account for оnly a small portion оf total processing expense. Visa, MasterCard аnd Discover generate …
Credit card debt can be a scary, scary place. Most consumers facing debt have racked up debt that they are unable to afford to repay and therefore are only able to make the minimum payments toward the credit card debt. Unfortunately, the majority of the minimum monthly payment paid to the credit card company is …
Credit card companies all across the country are taking an aggressive approach with raising the interest rate on credit cards. It doesn’t even seem to matter that a cardholder has been responsible with his borrowing habits or that he has been a long time customer. The only point that lenders seem to be interested in …
Credit card debt can be terrifying. For customers facing debt, there are many solutions that are available – but not all solutions are applicable to each consumer. When choosing a solution to credit card debt, consumers need to ensure they consider the amount of the debt, the type of debt, the interest rate of the …
Are you looking for creative ways to stretch the budget to repay credit card debt? If you are maxed out without the extra income required to repay the credit card debt, it’s important to be creative and find extra money to help the customer to reduce debt – without increasing the stress on the budget. …
Where to Find the Money to Repay Your Credit Card Debt Read More »
Did you know that the majority of adults that have yet to establish an emergency fund will create the reasoning for the lack of emergency fund because a credit card with a high credit limit is available to them? For most people, the credit card seems like a safety net that can be used in …
Your Credit Card is NOT an Emergency Fund and Other Financial Lies You Tell Read More »
There are a lot of credit cards, and there are equally as many options. Although it may seem easy to pick them all, it is better to pick less of the better ones. How do you sort through all of the options, and which are the most important to consider when choosing your next credit …
Credit card cash advances are some of the most expensive financial services that are available for consumers to take advantage of. Though it may seem simple enough going to the credit card kiosk or ATM to request a cash advance and taking out sixty, eighty or even a hundred dollars, these funds that are withdrawn …
For many people a credit card is a great way to manage a financial budget. They allow for unexpected expenses and can help when in a financial bind. After using it, simply repay it in full or in installments at a later time. Although this seems like a great way to stick to a budget …
A lot of people choose a credit card over a debit card and this is because a debit card does not offer you something that is basically a loan that you can take out and repay over and over again. A debit to me is more convenient and easy to get but when it comes …
