Credit Cards

What Is A Secured Credit Card

Secured credit cards are another type of credit cards. Secured credit cards, by definition, are secured. In fact, they are secured for the credit card supplier. Secured credit cards require you to open an account with the credit card supplier and deposit some cash balance in that account. This cash balance acts as a security …

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Should I apply for a credit card and how?

Are you wondering on whether you should apply for a credit card? Well, the simple answer is  Yes – you should apply for a credit card. There’re many advantages from having a credit card. The credit cards seem to have changed our lives. Today, you find ads in TV/newspapers/website/shops and almost anywhere and everywhere; all …

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How to get a free credit report

If you are trying to fix bad credit or you want to know about your credit history then it’s a nice idea to take a look at your credit report.  Reading your credit report gives you an idea of what a lender would see the next time you apply for a loan or mortgage. A …

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Select credit card offer wisely

Know what to look for when selecting credit card offers is important. There’re many things to consider such as your spending habit, your needs, credit cards’ benefits. Just browse through the daily newspaper and you will be overwhelmed by the huge amount of credit card offers advertised. Travel around the town and you will find …

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Protecting Your Credit Card Information

We all know that criminals are waiting to steal our credit card information. These very criminals want credit card information so they can run up the charges then leave you holding the bags. The most common method for criminals to get credit card information is through phishing, which involves a fake email that appears to …

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The Cause of Credit Card Debt

Credit card debt is an important issue for many people. A big section of the population has been bit by this bug called “credit card debt”. Can’t blame them much; as such, it’s very easy to fall prey to this bug. The major reason behind so many credit card casualties (rather credit card debt related …

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Basics of Credit Card Services

Without credit card services, most of the businesses would end up losing a big chunk of business opportunities. So what are these credit card services that we are talking about? In simple term, by credit card services we mean the ability to accept credit cards as a mean of payment. Well, we can also term …

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Factors That Affect Your Credit Score

Understanding factors that affect credit score is an important step to increase credit score in the future. A credit score will determine whether financial institutions and banks will let you borrow money or not. With a bad credit score, it is not only a business loan that you will have no access too. You can …

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Tips for Choosing a New Credit Card

Read useful tips for choosing a new credit card. Are you in the market for a new credit card? Before you start shopping around for a credit card program, it’s a good idea to stop and think about what is involved in getting approved for a credit card that has favorable terms. Credit ReportYour credit …

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